Widodo, Addiarrahman, Usdeldi, and M Nasrullah ojie. “The Consumption Behavior of Online Loan Users in STAI An-Nadwah Kuala Tungkal Students”. The Asian Journal of Professional & Business Studies 5, no. 2 (December 30, 2024): 47–57. Accessed May 31, 2026. https://journal.uptm.edu.my/index.php/ajpbs/article/view/344.