The Asian Journal of Professional & Business Studies

The Consumption Behavior of Online Loan Users In Stai An-Nadwah Kuala Tungkal Students

Widodo — 2024-12-30

This study is titled Consumption behavior of loan users in IAI An-Nadwah Kuala Tungkal students. The purpose of this study is, To find out how the consumption behavior of loan users is, To find out what factors cause students to use loans, and To find out how the impact of loans on the consumption behavior of IAI An-Nadwah Kuala Tungkal students, The methodology used in this study is a qualitative research approach that is descriptive. The object of the research is IAI An-Nadwah Kuala Tungkal students. The results of the research show that online loans such as PayLater make their users more consumptive and dependent, because they consider PayLater as a solution to their needs so when it is embedded in their minds, then without much consideration they can decide to meet their needs when conditions are in uncertainty that should not be done. The rapid development of technology and the convenience offered as well as advertisements that are widely circulated on various social media. So if you are not wise in using online loans, the funds that are easily obtained will actually make you complacent and borrow for things that are not too important so that it will make you more consumptive and change financial patterns tend to be wasteful

The Effect of Compensation Suitability, Internal Controls, Organizational Culture And Organizational Commitment on Fraud (Case Study: Tebo Regency Local Government Employee)

Umar Dhani — 2024-12-30

The purpose of this study is to analyze the influence of compensation suitability, internal control, organizational culture and organizational commitment on the tendency of fraud in Tebo Regency government employees. The research method used is a quantitative descriptive analysis method with multiple linear regression, a population of 15 regional organizations that have a sample of 60 respondents. Based on the results of the study, it is shown that simultaneously, namely the suitability of compensation, internal control, organizational culture and organizational commitment together have a significant effect on the tendency of fraud in Tebo Regency government employees. It partially shows that the suitability of compensation has a negative effect on the tendency of fraud in Tebo Regency government employees. Internal control has a negative effect on the tendency of fraud in Tebo Regency government employees. Organizational commitment has a negative effect on the tendency of fraud in Tebo Regency government employees. Meanwhile, organizational culture does not have a negative effect on the tendency of fraud in Tebo Regency government employees.

Impact Of Workplace Dynamics on Job Satisfaction in Malaysian Small Medium Practices

Mohamed Faiz Bin Eusof Izzudin — 2024-12-30

This study explores the impact of workplace dynamics on job satisfaction within Small Medium Practices (SMPs) in Malaysia. Emphasizing professional development, compensation, and working environment, the research investigates how these factors contribute to employee satisfaction. Data was collected through questionnaires and analysed using statistical methods. Findings suggest that professional development and compensation are significant predictors of job satisfaction. Recommendations for SMPs include enhancing training programs and ensuring equitable compensation structures.

The Influence of Entrepreneur Education on Business Performance in Selangor

Naemel Aiman Azhar — 2024-12-30

This study examines the impact of entrepreneurial education on business performance among entrepreneurs in Selangor, employing a qualitative research design to explore participant experiences and perspectives. Through semi-structured interviews and document analysis, the research identifies key themes, including the impact of continuous learning, and leadership development on business efficiency and customer engagement. Findings reveal that targeted entrepreneurial education enhances decision-making, adaptability, and operational competencies, directly contributing to improved business outcomes. However, challenges such as limited digital skills and resource constraints impede broader benefits. The study underscores the importance of accessible, tailored educational initiatives to foster a resilient entrepreneurial ecosystem. These findings inform policymakers and educational institutions on the necessity of investing in practical training programs to support sustainable economic growth and innovation

The Influence of Competence, Organizational Culture and Discipline on Performance Through Employee Work Motivation at The Jambi Provincial Manpower and Transmigration Office

Elza Nirmalina — 2024-12-30

The purpose of this study is to analyze the influence of competence, organizational culture and discipline on performance through the work motivation of state civil servants at the Jambi Provincial Manpower and Transmigration Office. The research methods used are descriptive and verifiable research with primary data. The object of this study was employees of the Jambi Provincial Manpower and Transmigration Office, with a sample of 82 respondents. The analysis method uses a path analysis approach with SEM PLS analysis tools, using measurement model tests and structural model tests. Based on the results of the study, competence, organizational culture, and discipline directly and indirectly affect motivation. As well as competence, and organizational culture, directly and indirectly affect employee performance, but discipline directly and indirectly has no effect on employee performance. For motivation affects employee performance. Then competence, organizational culture and discipline through motivation have an influence on employee performance at the Jambi Province Directorate of Transmigration.

Sharia-Based Green Economic Transformation: A Maqasid Framework for Sustainable Social and Environmental Development Through Industrial Policy and Innovation

Deddi Fasmadhy Satiadharmanto — 2024-12-30

The main problem in this study is the lack of a comprehensive integration model between sharia-based industries and green economy principles that also support religious moderation and desire. (Shamil Shovkhalov1,2,* 2024. Principles of Islamic economics and its contribution to the ecological ecosystem and green economy development of WFCES). Although the existing literature has extensively addressed aspects of the Shariah economy and the green economy separately, only few have highlighted how these two concepts can be combined to achieve broader goals, including ummah moderation and social welfare. (Prof. Dr. Tariqullah Khan, 2023 Climate Crisis Mitigation – Maqasid Al-Shariah Framework in Islamic Economics Articles on Islamic Economics). This study aims to develop a new framework that integrates Islamic economic principles, specifically Maqasid Shariah, with green economic practices to support not only ecosystems, but also religious moderation. (Christoph Mueller-Bloch Johann Kranz 2015 A Framework for Rigorously Identifying Research Gaps in Qualitative Literature Reviews Conference: Proceedings of the 36th International Conference on Information Systems (ICIS)). The research method used was a qualitative approach with literature study and content analysis of various relevant data sources, including scholarly journals, reference books, and policy reports. The obtained data were analyzed to identify gaps in the literature and formulate the proposed framework. (Abdurahman J. Yesuf a, Dalal Aassouli ab 2020 Exploring synergies and performance evaluation between Islamic funds and socially responsible investment (SRI) in the light of Heliyon’s Sustainable Development Goals (SDGs)). The results of the study suggest that the integration between Shariah-based industries and the green economy can make a significant contribution to environmental and social poverty, stressing the importance of religious moderation as a key element in sustainable development strategies. (Abdurahman J. Yesuf a, Dalal Aassouli ab 2020 Exploring synergies and performance evaluation between Islamic funds and socially responsible investment (SRI) in the light of Heliyon’s Sustainable Development Goals (SDGs)). The conclusion of this study is that the proposed framework can serve as a guide for stakeholders in developing policies and practices that support sustainability and broader social well-being through harmonious integration between the Islamic economy and the green economy.

The Influence of Sharia Compliance and Islamic Corporate Governance on The Performance of Sharia Bank Funds In Indonesia 2018-2022

Nina Marlina — 2024-12-30

This study aims to determine the influence of Sharia Compliance and Islamic Corporate Governance on the Financial Performance of Islamic Banks in Indonesia. The population of this study is 14 Sharia Commercial Banks in Indonesia, namely Bank Muamalat Indonesia, Bank Mandiri Syariah, Bank BRI Syariah, Bank BNI Syariah, Bank BCA Syariah, Bank Syariah Bukopin, Bank Mega Syariah, Bank Victoria Syariah, Bank Panin Dubai Syariah, Bank Maybank Syariah, Bank Jabar Banten Syariah, Bank Aceh Syariah, Bank BTPN Syariah, and Bank NTB Syariah. The sampling technique in this study is using purposive sampling. The number of samples taken in this study is 5 Sharia Commercial Banks, including Bank BCA Syariah, Bank Mega Syariah, Bank Bukopin Syariah, Bank Aceh Syariah, and Bank Jabar Banten Syariah. Data testing using multiple linear regression analysis. The results of the study show that Sharia Compliance which includes the Islamic Interbank Rate (ISIR) ratio, Profit Sharing Ratio (PSR), Islamic Interest Rate (IIR), and Zakat Profit Ratio (ZPR) has a significant influence on the performance of Sharia Commercial Banks. This study also shows that Islamic Corporate Governance does not have a significant influence on the Return On Asset (ROA) and Return On Equity (ROE) financial performance of Sharia Commercial Banks. In addition, Sharia Compliance has a joint or simultaneous influence on the financial performance of Islamic banks, which is measured through Return on Asset (ROA) and Return on Equity (ROE).

The Influence of Islamic Branding and Lifestyle on Interest in Saving with Social Media Marketing as An Intervening Variable in Digital Banks in Jambi City

Jefri Jefri — 2024-12-30

This study is entitled the influence of islamic branding and lifestyle on interest in saving with social media marketing as an intervening variable in digital banks in Jambi City. The aim of this research is 1) to analyze the influence of islamic branding on interest in saving at digital banks in Jambi City. 2) to analyze the influence of lifestyle on interest in saving at digital banks in Jambi City. 3) to analyze the influence of social media marketing in strenghthening the relationship between islamic branding and interest in saving at digial banks in Jambi City. 4) to analyze the influence of social media marketing in strenghthening the relationship between lifestyle and interest in saving at digial banks in Jambi City. The research method used is a quantitative descriptive analysis method with primary data. The analysis tool used by the SEM (Structural Equation Modeling) method, using Smart PLS ver 4, using stages: 1. Outer model analysis; 2. Inner model analysis; 3. Indirect effects. The results showed that Islamic branding has a positive and significant effect on interest in saving at Digital Banks in Jambi City. lifestyle has a positive and significant effect on interest in saving at Digital Banks in Jambi City. Social media marketing can strengthen the relationship between Islamic branding and interest in saving at Digital Banks in Jambi City. social media marketing cannot strengthen the relationship between lifestyle and interest in saving at digital banks in Jambi City

The Effect of Profitability, Solvency and Liquidity on The Value Of Manufacturing Companies in The Food And Beverage Industry Sub-Sector Listed on The Indonesia Stock Exchange

Ega Wani — 2024-12-30

This study aims to examine the influence of Profitability, Solvency and Liquidity on the Value of Manufacturing Companies in the Sub-Sector of the Food and Beverage Industry Sub-Sector Listed on the Indonesia Stock Exchange. The observation period in this study is from 2017 to 2022. This study is a quantitative research with the purposive sampling method, there are 17 companies that are determined as a sample while the regression used in this study is panel data regression. This research produced four things, namely there is an influence between profitability, solvency, and liquidity on the value of the company by 46.85%. There is an influence between profitability and the value of the Company. There is an influence between solvency, on the value of the Company. There is no effect between liquidity and company value

Analysis of Development Inequality In Jambi Province

Besse Yusmisri Sudewi Besse — 2024-12-29

This research is entitled Analysis of Development Inequality in Jambi Province. The research aims to determine the condition of development inequality in Jambi Province and to determine and analyze the influence of Direct Expenditure, Regional Original Income, Domestic investments, and Human Development Index on development inequality in Jambi Province for 2018. 2002-2022. The method used in this research is the multiple linear regression method. The research results show that from 2002 to 2022 the average value of the Williamson Index was recorded at 0.439, which indicates that the level of inequality falls into the moderate inequality category. The largest development inequality occurred in 2010, with a Williamson Index value of 0.533. The largest reduction in development inequality occurred in 2020 where the value of the Williamson Index was able to decrease by 0.08 from 0.432 in 2019 to 0.352 in 2020. During the research period from 2002 to 2022, development inequality was only in 2 categories, namely the medium category and the high, and dominated in the medium category. Direct expenditure, local revenue, domestic investment, and human development index have a significant effect on development inequality in Jambi province in the period 2002 to 2022, either simultaneously or partially

The Effect Of Profitability, Leverage And Company Size On Company Value In Sharia National Pension Savings Bank For The Period 2014-2023

Nurul Fadhillah — 2024-12-30

The purpose of this study is to find out whether or not there is a relationship between Profitability, Leverage, Company Size and Company Value at the Sharia National Retirement Savings Bank. The data used is secondary data taken from the Quarterly financial statements of the Sharia National Retirement Savings Bank for 2014-2023. Multiple linear regression analysis was used for the analysis in this study, partially showing that Profitability has a partial negative effect on the company's value. Leverage has no effect on the Company's Value. The size of the company affects the value of the company. Simultaneously, it can be explained that the variables of profitability, leverage, and company size have a simultaneous effect on the value of the company

Fostering Sustainability: Enhancing Electronic Waste Management Awareness in Penang

Goh Deng Zia — 2024-12-30

The growing problem of electronic waste (e-waste) is a well-known global issue. This study aims to identify the factors that influence awareness of e-waste management among the Penang community in Malaysia, with a specific focus on sustainability. The primary objective is to investigate the Penang community’s understanding and attitudes towards e-waste management for a sustainable future. Six independent variables were examined: awareness, knowledge, attitude, government influence, moral obligation, and subjective norm. A survey questionnaire was distributed to 384 respondents in Penang. The findings revealed that attitude, government influence, moral obligation, and subjective norms significantly predict the Penang community’s e-waste management awareness towards sustainability. Surprisingly, awareness and knowledge, as components of the Theory of Planned Behavior (TPB), did not significantly impact sustainability-focused e-waste management awareness. In conclusion, e-waste recycling initiatives should prioritize enhancing knowledge and creating specific cues to encourage habitual recycling behavior. This study also highlights practical and social implications for improving e-waste recycling policies.