The Effect of Murabahah and Musyarakah Financing on Net Profit with Third Party Funds as a Moderating Variable at Bank 9 Jambi Syariah

Authors

  • Novianda Zulti* Universitas Jambi
  • Addiarrahman Universitas Jambi
  • Usdeldi Universitas Jambi

DOI:

https://doi.org/10.61688/ajpbs.v5i1.308

Keywords:

Murabahah Financing, Musyarakah Financing, Net Profit, Third party Funds

Abstract

### Abstract

This study, titled "The Effect of Murabahah and Musyarakah Financing on Net Profit with Third Party Funds as a Moderating Variable at Bank 9 Jambi Syariah," aims to determine and analyze the impact of Murabahah financing on net profit at Bank 9 Jambi Syariah. Additionally, it seeks to examine the effect of Musharakah financing on net profit and to investigate whether third-party funds moderate these relationships. The research employs a quantitative descriptive analysis method, utilizing Moderated Regression Analysis (MRA). The study focuses on Bank 9 Jambi Syariah, analyzing data from the years 2012 to 2022. The results indicate that both Murabahah and Musharakah financing significantly affect net profit. However, while third-party funds do not moderate the effect of Murabahah financing on net profit, they do moderate the effect of Musharakah financing on net profit.

 

Downloads

Published

28-06-2024

How to Cite

Novianda Zulti*, Addiarrahman, & Usdeldi. (2024). The Effect of Murabahah and Musyarakah Financing on Net Profit with Third Party Funds as a Moderating Variable at Bank 9 Jambi Syariah. The Asian Journal of Professional & Business Studies, 5(1). https://doi.org/10.61688/ajpbs.v5i1.308

Issue

Vol. 5 No. 1 (2024): [JUNE] Economic Inequality and Inclusive Growth

Section

International Authors

Categories

License

Copyright (c) 2024 Novianda Zulti*, Addiarrahman, Usdeldi

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

Published by Universiti Poly-Tech Malaysia. This article is licensed under the Creative Commons Attribution (CC BY 4.0) license. Anyone may reproduce, distribute, translate, and create derivative works from this article (for both commercial and non-commercial purposes), provided full attribution is given to the original publication and authors. The complete terms of this license can be found at:http://creativecommons.org/licenses/by/4.0/legalcode