The Effect of Murabahah and Musyarakah Financing on Net Profit with Third Party Funds as a Moderating Variable at Bank 9 Jambi Syariah

Authors

  • Novianda Zulti* Universitas Jambi
  • Addiarrahman Universitas Jambi
  • Usdeldi Universitas Jambi

DOI:

https://doi.org/10.61688/ajpbs.v5i1.308

Keywords:

Murabahah Financing, Musyarakah Financing, Net Profit, Third party Funds

Abstract

### Abstract

This study, titled "The Effect of Murabahah and Musyarakah Financing on Net Profit with Third Party Funds as a Moderating Variable at Bank 9 Jambi Syariah," aims to determine and analyze the impact of Murabahah financing on net profit at Bank 9 Jambi Syariah. Additionally, it seeks to examine the effect of Musharakah financing on net profit and to investigate whether third-party funds moderate these relationships. The research employs a quantitative descriptive analysis method, utilizing Moderated Regression Analysis (MRA). The study focuses on Bank 9 Jambi Syariah, analyzing data from the years 2012 to 2022. The results indicate that both Murabahah and Musharakah financing significantly affect net profit. However, while third-party funds do not moderate the effect of Murabahah financing on net profit, they do moderate the effect of Musharakah financing on net profit.

 

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Published

2024-06-28

How to Cite

Novianda Zulti*, Addiarrahman, & Usdeldi. (2024). The Effect of Murabahah and Musyarakah Financing on Net Profit with Third Party Funds as a Moderating Variable at Bank 9 Jambi Syariah. The Asian Journal of Professional & Business Studies, 5(1). https://doi.org/10.61688/ajpbs.v5i1.308

Issue

Vol. 5 No. 1 (2024): [JUNE] Economic Inequality and Inclusive Growth

Section

Full Paper Article

License

Copyright (c) 2024 Novianda Zulti*, Addiarrahman, Usdeldi

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